Lacagta maxaliga ah ee Bali , sida Indonesia , inteeda kale waxaa loo yaqaana Rupiah (IDR, ama RP). Thanks to sicir-barar taariikhi ah, lacagta Indonesian-ga waxay ku timaadaa beel weyn oo ka soo jeeda aluminium IDR 50 oo qadaadiic ah si ay u qariyaan IDR 100,000 biilasha.
Qoraalada warqadda waxay ku yimaadaan calaamadaha IDR 500, 1,000, 5,000, 10,000, 20,000, 50,000 iyo 100,000. Qiimaha ayaa ku jira 50, 100, 200, 500 iyo 1,000, inkastoo kuwani ay yar yihiin marka loo eego biilasha waraaqaha.
Fiiri boggan si aad u eegto sicirka sarrifka doolarka ee hadda ah: Yahoo Finance - Doolarka Mareykanka ee Suuqa Iibka Rugta Indooniga ah (offsite).
Ganacsiga dalxiiska ee Bali ayaa noqday mid aad u tayo badan oo ka mid ah martida ka soo gasha lacagkooda iyadoo loo marayo hab cadaalad ah ama qalad. Tani maaha inaad ka fogaato darawaliinta daacad ah, kuwa sugaya, bangiyada, iyo hagayaasha dalxiiska ee Bali - laakiin mid waa in uu ka taxadaraa in uusan Bali ku daadin, maadaama ay jiraan dad badan oo nacayb ah oo sugaya fursad ay ku faa'iidaystaan.
Macluumaadka la xidhiidha, Agaasimaha Aasiya (iyo qoraaga hore ee Koofurta Aasiya), Greg Rodgers ayaa ka xanaaqay talo bixin ku saabsan Sida Loo Isticmaalayo Lacagta Asia .
Loogu talagalay qiyaas kale oo aan Bali ku jirin , akhri maqaalkan ku saabsan Talooyinka Fikrada ah ee Bali , Talooyinka Ammaanka ee Bali , Talooyinka Badbaadada Baadka ee Bali , iyo Talooyinka Caafimaadka ee Bali .
Isbedelada Lacagta iyo Sarrifka Dibadda ee Bali
Waxaa jira meelo badan oo isku dhafan oo ku yaalla dhammaan meelaha Bali ee ugu muhiimsan dalxiisayaasha, intooda badan waxay aqbalaan lacagaha sida US Dollar, Dollar Australia, iyo Pound UK.
Ganacsatada daacadnimada ah waxay la shaqeeyaan jaalliyadaha lacagaha beddelaya, waana arrin aad u adag in laga sheego midka kale.
Ka hor intaanad tegin biilashaada isbeddelay, hubi wargeyska maxaliga ah si aad u isbeddesho. Laakiin ha u qaadin qiimaha wadnaha: isbeddelka sababay waxaa laga yaabaa inuu hoos u dhaco sababtoo ah komishooyinka lagu soo oogay lacagaha baddalaadda.
Lacagtaada ayaa laga beddeli karaa meelaha soo socda, oo loo habeeyay si loo helo kalsooni:
- Bangiyada: Waxaad u maleyneysaa inaad yar tahay haddii aad bangiga ku badalaysid. Haddii kale, waxaad ka noqon kartaa ATM-ka bangiga adoo isticmaalaya kaarkaaga deynta ama credit card .
- Hudheelada: Meelo badan oo hudheelo ah oo hudheel ah ayaa oggolaanaya isweydaarsiga lacagaha , laakiin waxay bixiyaan sicirrada sarrifka ee hoose marka la barbar dhigo bangiyada iyo lacagta caadiga ah
- Bangiga Indonesia ayaa ogolaaday lacagta lacageed ee ku xayeysiisay macallinimadooda sida Pedagang Valuta Asing Berizin ama PVA Berizin (Indooni ah "Lacagta Lacagta Laheysta") oo leh calaamada PVA Berizin cagaaran ee daaqada dukaanka. (Eeg masawirka sare.)
Fellow qosolka ah ee adegyada shabakada ee.com waxay sahamiyeen aasaaska sarrifka ajnabiga ee socotada daqiiqado faahfaahsan. Our Guide for Travel Nancy Parode waxay bixisaa jawaabaha su'aasha ah in aan qaato Lacag caddaan ah, Jeegaga Socdaalka, Kaarka Debit ama Kaarka Amaahda Safarkayga? , halka Honeymoons Guide Susan Breslow Sardone ay bixisaa talo-siin ku saabsan Dibadda Lacageed ee Dibadda .
Bali Banks
Bangiyada badankood ee Bali waxay aqbalaan lacagaha ajnabiga ah si ay is dhaafsadaan. Maalmaha isniinta, bangiyada ku yaala Bali waxay furanyihiin min 8ka subaxnimo illaa 3pm.
Bangiyadan soo socda ee Indonesia waxay ka shaqeeyaan Bali, waxayna bixiyaan adeega ATM-yada iyo macaamilka.
Riix barta internetka ee ku yaal bogga hoose si aad u gashid goobahooda luqadda ingiriisiga oo waxaad ka heli kartaa laamaha iyo bangiyada ee Bali.
- Bank Mandiri
- BNI
- Bangiga BCA
- Bank Danamon
- CIMB Niaga
Marka laga reebo lacagaha ajnabiga ah ee bangiyadan, waxaa kale oo aad horey u heli kartaa kaararka deynta ah ee kaarkaaga amaahda (ama mishiinka ATM-ka), ama isticmaal ATM-yada si aad uga baxdo kaarkaaga debecsan ee ATM . Isticmaal goobaha ATM-yada ee soo socda si aad u hesho bangiga Bali kaas oo aqbali doona ka bixinta kaarkaaga ATM-ka ama credit card:
- Meelaha MasterCard / Cirrus ATM
- Visa / Plus Goobta ATM
Bangiyada intooda badani waxay leeyihiin xadka sare ee IDR 3 malyan (qiyaastii $ 330), inkasta oo mishiinnada qaarkood ay hoos u dhigi karaan IDR 1.25 milyan ama ka sareeya IDR 5 milyan.
Faa'iidada ay bixiso ATM-yada ee Bali waxaa laga yaabaa in lagaa dhaafo khidmadaha lagu bixiyo lacagaha dibadda.
Labo jeer-ka hubi bangigaaga ama kaarka deynta ka hor intaadan ka bixin kaarka ATM-ga Bali. Halkan waxaa ah burbur ku saabsan khidmadaha ay bixiso hay'adaha maaliyadeed ee Maraykanka ee lacagaha kaashka ah iyo iibsashada kaararka: BankRate.com - Kharashka Beddelka Lacagta.
Tilmaamaha Hormarinta Ardayda Kathleen Crislip waxay samaysaa kiis udiyaarin karaka debitka ah: Kaarka Debit - Ha u Safrin Haa .
Beddelka Lacagta Bali
Lacagaha ajnabiga ah sida doolarka doolarka, lacagta Ingiriiska iyo doolarka Australia ayaa si aad ah loogu bedeli karaa mid ka mid ah lacagtii badali lahayd ee Bali. Kalluumeysatadu waxay tagaan meeshii ay dalxiisayaashu yihiin - laga soo billaabo garoonka diyaaradaha ee tuulooyinka waaweyn. Nasiib darro, Bali-dhaqaaleyaal dhaqaale waxay ku heleen sumcad aan saleysanayn sababtoo ah dib-u-celin ballaaran oo farsamooyin wasakh ah. Ka akhri maqaalkan socdaalka Travelfish.org - Khiyaamo lacageed oo ku yaal Bali si loo fahmo sida ay u shaqeyso.
Si aad iskaga ilaaliso naftaada inaad dhibaneysid khiyaano lacageed, iska ilaali kaliya Bangiga casriga ah ee ku-meel-gaadhsiisay lacagaha. Lacagtaas lacagaha ah waxaa lagu aqoonsan karaa maamullada dhaqaalaha ee Indonesia sida Pedagang Valuta sida Berizin ama PVA Berizin (Indiya oo loogu talagalay "Lacageed Authority Changer"). Xubnaha PVA Berizin waxay leeyihiin bangiyada Indonesia Bank hologram iyo calaamadda PVA Berizin cagaaran ee daaqada dukaanka.
Wixii kasta oo lacag beddelaya ee aad ku soo gashay Bali, raac talaabooyinkan sahlan si aad u hubiso inaanad ka soo degeynin markaad beddesho lacagta ajnabiga ah.
Tallaabada Koowaad: Xisaabi naftaada. Ka fiiri qiimaha xayeysiinta beddeleyaha marka ugu horeysa, ka dibna isticmaal xisaabiyahaaga si aad u ogaatid natiijada oo ka soo baxda inta aad rabto inaad beddesho. Tani waa mid muhiim ah: qaar ka mid ah lacagaha aan shakhsiyaadka aheyn ayaa dhab ahaantii ku fashilmay xisaabiyayaashooda si ay u bixiyaan qiimo daro.
Tallaabada Labaad: Go'aanso haddii lacagaha beddelaya ee aad soo socotid ay ku soo oogi doonaan komishi. Lacagta beddelka ah ee leh heerarka ka sarreeya ee caadiga ah badanaa waxay ka qaadaan komishiin si ay u dhajiyaan wax yar oo sarreeya oo dhan. Isbedelka macaamilka ee aan lacag ka qaadin komishanku badanaa wuxuu ku iibiyaa qiimo hoose. Kuwa beddeleyaashu waxay xayeysiiyaan la'aanta komishankooda hore.
Tallaabada Saddexaad: U sheegto xaddiga aad rabto inaad bedesho. Lacagta beddelka ah waxay isticmaali doontaa xisaabiyaha u gaarka ah si ay u ogaato qaddarka rupiah in la is dhaafsado. Shaxda soo dhalatay ayaa lagu muujin doonaa adiga. (Tani waa halka ay Tallaabada Koowaad ka imanayso.)
Talaabada Afaraad: Ku tiri qoraaladaada, laakiin ha u dhiibin wali. Ku dhaji hortooda meesha aad indhaha ku hayn karto.
Tallaabada shanaad: Rupiah ka qaado lacagta lagu beddelayo oo adigana tiriso. Hase ha gelin xitaa, laakiin marnaba xaalad ahaan waa in aad rupiah u celiso lacagtii lagu beddelay xisaabinta. Haddii uu ku adkeysto, ka tag oo qaado lacagtaada adiga kuu gaarka ah.
Talaabada lixaad: Haddii aad ku qanacsan tahay lacagta aad heshay, ka dibna u beddel lacagta lacageedka qaata lacagtaada qalaad iyo dhamaystirka macaamilka. Waa inaad heshaa risiidh rasmi ah. Haddii aadan helin mid, weydii mid.
Talooyin lagu Bedelayo Lacagtaada Bali
Raac tilmaamahan si aad u hubiso in aad ka hesho lacagaha ugu badan ee lacag kasta oo isbadalaya.
- Ha u dooran si keli ah oo ku saleysan heerka ugu wacan ee la sheego. Hawlgallada habeenkii oo dhan waxay isticmaalaan sicirka sarrifka ah oo aad u-fiican-u-qumman si ay u soo jiidaan nuugayaasha. Ganacsi la leh PVA Berizin dooro doorasho, haddii aadan ka noqon karin xaddiga aad uga baahan tahay ATM-ga degaanka.
- Soo qaado cusub, $ 100 biilasha si aad u bedesho. Biilasha curyaaminta ah ama duugoobay waa la diidi doonaa inta badan lacag-bixiyeyaasha, ama waxaa lagu soo dallacayaa qiimaha sarrifka hoose. Sidoo kale waxay ku socotaa biilasha cusub ee mugdi-hoosaadka hoose; weydii haddii ay biilasha ku dhimi karaan wax ka yar $ 100 qiimaha. Biilasha ayaa loo qoondeeyey $ 10 iyo ka hooseeya looma aqbalayo beddelka. Tilmaamaha saxda ah ee saxaafaddaada ah $ 100 ayaa u muuqata, waxay u badan tahay in aad hesho qiimaha ugu fiican ee la isku bedelayo.
- Tiri lacagtaada inta aadan beddelin; tiri, oo tiri mar labaad ka dib markaad beddesho.
- Noqo qofkii ugu dambeeyey ee lacagtiisa wax ka qabta. Ha u ogolaan lacagta beddelaya in ay lacagtii dib u soo celiso, "si loo tiriyo haddiiba".
- Iska ilaali lacagaha soo socda: Suuqa beddeleyaashu waxay ku xiran yihiin walaac labaad oo ku saabsan ganacsi kale, sida kaniisada tattoo ah ee lacagta ku beddeleysa dhinaca; iyo lacagaha beddelaya ee bixiya qiimihii shakiga ka sarreeya heerka bangiga ka jira.